In brief, what is it?
The Top Habitation fire insurance covers all damages caused by fire, explosion, lightning, thunderstorm, natural disasters, water and electricity in and around your home.
It also covers rental liability in case of damage to your holiday home(s) or the accommodation rented for your children (such as student lodgings for instance).
Depending on your situation (tenant, owner, leaser), your insurance consists of a combination of various covers: building, contents, theft and legal protection.
Top Habitation insurance is a product offered through AG Assurances and distributed by Hello bank!, BNP Paribas Fortis' mobile brand.
Top Habitation is a one-year contract under Belgian law renewable every year (except if one of the parties objects at least three months before the end of the contract).