Pay with Payconiq by Bancontact

What’s Payconiq by Bancontact?

  • Smartphone, smartwatch, tablet: pay the way you want without having to take out your cards.
  • Repay your friends.
  • Pay for your purchases online and in shops.
  • Use the convenient features in your daily life: pay your bills, buy your SNCB and De Lijn tickets, add your loyalty cards, etc.
  • Quick and secure with confirmation by code, Face ID or Touch ID.

How do I activate Payconiq by Bancontact?

  1. Download Payconiq by Bancontact, create an account and choose your PIN code for your payment confirmations.
  2. Link your debit card(s) and payment accounts.
  3. Confirm by clicking on the link received by e-mail.

How do I pay with Payconiq by Bancontact?

  • Online: on the payment page, click on the Bancontact or Payconiq logo.
  • In shops: scan the QR code at the checkout, on the payment terminal, or pay via the list of pre-registered merchants.
  • Among friends: to pay, scan the QR code or click on "Contacts" in the app; to be paid, click on "Receive".
Check out the videos on how to repay your friends, pay online or in shops and pay your bills.


Use the convenient features in your daily life

  • Invoices
    Pay by scanning the QR code.
  • Buy your transport tickets
    Train, tram, bus, metro.
  • Your loyalty cards
    Register your loyalty cards in the app.
  • Pay with your meal vouchers
    In supermarkets, restaurants or online.
  • Create a pool
    A common gift or a big party to organize? Create a funding pot and invite the participants by text, WhatsApp or email.
  • Support a good cause
    Via the app's "Scan For Change" service, you can donate €2 to a range of charities (health, children, nature, etc.).

Get even more out of the app by linking your payment account

By linking your payment account to the Payconiq by Bancontact app, you can:

  • Repay a friend directly via the app's contact list.
  • Pay for your purchases in a shop by searching for the shopkeeper in the list of shops in the app.
  • Share the bill with your friends, even after you’ve left the restaurant. Split the amount in the app and send them a payment request via text, WhatsApp or e-mail.

Payment with Payconiq by Bancontact, available with the free payment account

Payment with Payconiq by Bancontact is included in the all-inclusive free payment account from Hello bank!

  • One Bancontact - Visa Debit card per (co-)holder, for secure payment, with or without contact, worldwide and even online.
  • The Hello bank! app to manage your banking life independently, wherever and whenever you want.
  • The Hello Team — a team of experts — available to help you if need it.
Open a free payment account


Our other mobile payment solutions

Apple Pay

  • Pay quickly and easily with your Apple devices
  • Completely secure
  • In stores, apps, online and around the world
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Google Pay

  • Pay quickly and easily with your Android smartphone and/or smartwatch
  • Completely secure
  • In stores, apps, online and around the world
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Fitbit Pay

  • Forgot your wallet? No problem, you have your Fitbit smartwatch!
  • Pay easily and safely with your watch.
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Garmin Pay

  • Find out how to pay with your Garmin watch
  • Make contactless payments, where and when you want
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The service to use the Payconiq by Bancontact app from your bank account is provided by Payconiq International nv. It has its registered office at 9-11 rue Joseph Junck, L-1839 Luxembourg (Grand Duchy of Luxembourg) and is entered in the Luxemburg Trade and Companies Register under no. B169621.
Terms & Conditions Payconiq International

The service to use the Payconiq by Bancontact app with your Bancontact card is provided by Bancontact Payconiq Company SA / NV, a Belgian registered company, under No. 0675 984 882 RPR/RPM Brussels with its registered headquarters located at Aarlenstraat 82, 1040 Brussels.
Terms & Conditions Payconiq by Bancontact