The Hello bank! credit card

In a nutshell, what is it?

An international Visa Classic* credit card that allows secure online and in-store purchases and cash withdrawals from ATMs worldwide. All with a free refund period for your expenses.

  • A credit card accepted worldwide.
  • A free refund period of the following month.
  • A spending limit of up to EUR 5,000.
  • All for just 2.25 euros per month (i.e. 27 euros per year).*

*Free for the first year and 50% off thereafter for Hello4You members up to and including age 27. Renewed every 3 years.

Pay everywhere and in complete security

With the Hello credit card, you have a minimum monthly spending of EUR 250 and up to EUR 5,000*. Once a month, the amount of expenditure is automatically debited from your Hello or Hello4You Payment Account.

Pay easily around the world, even outside Europe, and at a lower cost than with your debit card when you pay in foreign currencies (list of fees).

Beyond payments, withdrawing money from ATMs in Belgium and around the world is also possible (up to a maximum of EUR 620 every four days), taking into account the costs this entails.

Which payment card to use, when and in which situation? Compare the costs linked to the use of your different cards with the examples.

Fee and comparison

*Subject to approval of your application

With or without card, with or without contact

The Hello credit card is of course equipped with contactless technology that allows you to pay for purchases without entering your PIN every time you spend (you will be asked to pay after a maximum of 2 x 50 euros). consecutively settled). You can also synchronise it with your smartphone or smartwatch to pay via Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, Payconiq by Bancontact, etc. - all in complete security.

Deposits and car rental

You don't need to block some of the money you have in your payment account when making your bookings: your credit card covers the deposit for a rental car, hotel, etc. You keep your budget fully available. Also remember that with your Visa Classic credit card, you benefit from numerous discounts* with the car rental company Avis.

*By clicking on this link, you will be leaving the secure Hello bank! environment. and will be redirected to an external website that is not linked to or affiliated with Hello bank!. Please note that Hello bank! has not reviewed this third-party site and assumes no responsibility for the content, information, products or services offered on this site or for its level of security. Please contact the owner of the third-party site if you have any questions regarding the use of this site.

At your fingertips functionality

Keep an eye on your spending at all times: overview of transactions and available balance. And manage your card settings yourself: temporary blocking, activation/deactivation of contactless payments, online or outside Europe, adjustment of temporary spending limits, etc. Changes that take effect immediately.

Apply for your Hello Credit card

It's so easy! Simply apply in the Hello bank! app via the "Offer" page.

You can also contact the Hello Team on +32 (0)2 433 41 45.

This card is only available to Hello bank! customers, subject to acceptance of the application.
Not a customer yet? Click on "Become Hello" and register in under 4 minutes!

stopCard logo

Lost, stolen? Don’t panic. Call the Card Stop service immediately on +32 (0) 78/170 170 to avoid any abuse. Card Stop is available 24/7. You’ll need to notify the loss or theft to the police within 24hrs, then contact your Hello Team who will ensure your card is replaced (+32 (0) 2/433 41 45).