What does all-inclusive free payment account mean?

A free payment account

Open your payment account online to make your daily purchases and operations (max. one personal payment account and one joint payment account per client). Account opening and management: free

One contactless debit card per person

Make all your payments in stores or e-shops in Belgium and abroad. All your operations in €: free

The Hello bank! app

Keep an eye on your balance, complete your transactions and order your banking solutions online. Use of the app: free

Innovative payment methods

Pay contactless with your phone or smartwatch. 
Apple PayGoogle PayPayconic by Bancontact, Fitbit Pay and Garmin Pay: free

Save money without even thinking about it

Activate Easy Save in Hello bank! web for free. As soon as you pay by card or transfer, the amount is rounded up to the superior euro and the difference is paid into your savings account. Easy Save and the savings account: free

A sustainable payment card with Bancontact and Visa? Check!

Whether you're a fan of online shopping, restaurants or going on shopping sprees, in Belgium or abroad, there's no stopping you with the Bancontact - Visa Debit card. It's accepted wherever you see the Visa and Bancontact logos, with the advantage that you'll be debited immediately. What's more, it's made from 100% recycled PVC to reduce your ecological footprint!

Free and transparent

When we tell you that your Hello payment account is all-inclusive, we mean it. You get all the tools you need to manage your day-to-day finances free of charge. And if you ever need to make transactions in a currency other than the euro, order a new card or make transfers with insufficient funds, we guarantee that we will be very transparent about the charges applied.
You can find a list of additional fees here.

I open a free payment account


Under 28 years of age? Over 28 years of age? Each to their own account

The Hello Team, for all your money-related questions

Need a hand in changing bank to join us? The Hello Team - our experts in banking products and services - is there for you. You only have to decide how to get in touch with them.

Information on the Hello Team >