The Hello4You youth bank account and its debit card

An all-inclusive free payment account for those under 28 and its debit card, accepted worldwide.

In brief, what is it?

Specially designed for 18-27 year olds who want to manage their accounts.
A debit card for purchases and withdrawals.

The Hello bank! app to move your money wherever you are.

A free Hello4You payment account (maximum one personal payment account and one joint payment account per client).
A free debit card per cardholder and per account.
Free access to the Hello bank! app to manage your daily banking life yourself.
Free tips from the Hello team and personal advice in the BNP Paribas Fortis branches.

Understand it all at a glance

	Debit card	Credit card
Pay online	*	*
Pay abroad	*
Cash withdrawal in euro
Cash withdrawal in other currency	*
Deferred repayments
Amount available defined in advance by you
Link with the Google Pay app to pay without card or cash
	Join Hello	More info

Warning: certain transaction costs may apply. For more information, consult our list of fees.

* You can disable this option via the Hello bank! app or by asking the Hello team.

Download Documents

An all-inclusive free Hello payment account

It’s the core of our mobile banking life. Check and use it online, for all your daily transactions (deposits, transfers, debits).

It’s free. No account management fees, no fees for transactions in euros to/from the European Economic Area (EEA)*, Monaco and San Marino, no fees for payments and withdrawals in euros by debit card in the EEA*.

*EEA: the Member States of the European Union (EU) + Norway, Iceland and Liechtenstein.

A card that fits your life

Pay and withdraw money worldwide
in complete safety, of course…
Contactless payment without having to enter your PIN code
for purchases of less than €50, or if the sum of consecutive payments without a PIN code does not reach €100.
Pay with your smartphone or smartwatch
by linking your debit card to Apple Pay, Google Pay, Fitbit Pay, Garmin Pay or via Payconiq by Bancontact.
Pay online, in restaurants and even at motorway toll booths
Adjust your debit card settings yourself
updated directly via the Hello bank! app.

I’m opening my payment account

And when you turn 28, what then?

It’s time to burn all your Batman t-shirts and adopt a really healthy lifestyle!

Kidding aside, when you blow out your 28 candles, your Hello4You payment account will convert to a banking option that best fits your habits, needs and wishes.

Hello bank! will give you at least two months’ notice, and of course, you’ll be able to opt for another banking option than the one offered.

If you’ve subscribed to a joint Hello4You payment account, it’s converted when the youngest cardholder turns 28.

Lost, stolen? Don’t panic. Call the Card Stop service immediately on +32 (0) 78/170 170 to avoid any abuse. Card Stop is available 24/7. You’ll need to notify the loss or theft to the police within 24hrs, then contact your Hello team who will ensure your card is replaced (+32 (0) 2/433 41 45).