The Hello Credit card

In brief, what is it?

An international Visa Classic goes with secure online shopping, in shops, and cash withdrawals at ATMs across the world. Even better: a free deferred repayment.

Just what you need to buy yourself that electrical bike without having to wait for your next salary.

  • A Hello Credit card accepted everywhere in the world.
  • A free deferred repayment of amounts spent that can go up to several weeks.
  • A spending limit to stay reasonable.
  • All that for just €1,83 per month (or €22 per year)*

*If you subscribe to the Hello4You offer, then it’s free the first year and then it’s 50% off until you turn 28.


Understand it all at a glance

Hello Bank card Hello Credit card Physical Hello Prepaid card Virtual Hello Prepaid card
Pay online *
Pay abroad **
Withdrawals in Belgium
Withdrawals abroad **
Deferred repayments
Amount available defined in advance by you
Link with the Android Pay app to pay without card or cash
More info
More info
More info

Warning: certain transaction costs may apply. For more information, consult our list of fees.

* Depends on the internet site visited.
** Requires the Hello team to activate the Maestro function outside of Europe.

Pay and withdraw cash everywhere safely

With the Hello Credit card, a monthly amount of €2.500 is available if your request is approved.
Subject to acceptance of your application.

You use it when you travel but also in Belgium for secure shopping online and in stores as well as withdrawals at ATMs (€600 maximum every 4 days).
In any case, you benefit from free deferred reimbursements.

No interest on debits, no transaction fees for payments, and advantageous exchange rates.

Once a month, the amount spent is automatically deducted from your Hello Current Account.

Unlike our outfits, which don’t last long, the Hello Credit card is renewable every 3 years

If you head to the United States (or you rent a car through an American rental company),
you’ll need to read this…

Contact the Hello team at the latest 1 business day before your departure.
Your Hello Credit card will be activated for free to be used in the States for up to 3 months.

No time before your departure? It’s still possible to do it once you’re there by withdrawing cash at an ATM.
It’ll just cost you €4 (the cost of a soft drink) and 1,6% exchange rate cost.

This measure, that is part of our fight against fraud, is not applicable to online purchases with your card at U.S. websites and cash withdrawals at ATMs in the U.S.

How do I apply for my Hello Credit card?

You simply need to apply using the app Hello bank! through the "Add products" screen.

You can also call the Hello team at 02 433 41 45 (Monday to Friday 7am to 10pm and Saturday from 9am to 5pm) .

This card is however only available for Hello bank! customers, subject to approval of your application.
Not a customer yet? Click on "Join Hello" to register in less than 4 minutes!

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