The free Hello payment account and its debit card

In brief, what is it?

A payment account that you check and use online, whether you’re in your bath, at the restaurant, at work, or waiting for the little one to finish her dance class. With Hello bank! when you’ve got something to do, you do it, and it’s just a couple of clicks.

  • A free Hello payment account (maximum one personal payment account and one joint payment account per client).
  • A free debit card for each cardholder and for every account (max 2).
  • Free access to the Hello bank! app to manage your daily banking life yourself.
  • Free access to online services and to the Hello team.

Understand it all at a glance

Debit card Credit card
Pay online * *
Pay abroad *
Cash withdrawal in euro
Cash withdrawal in other currency *
Deferred repayments
Amount available defined in advance by you
Link with the Google Pay app to pay without card or cash
Join Hello
More info

Warning: certain transaction costs may apply. For more information, consult our list of fees.

* You can disable this option via the Hello bank! app or by asking the Hello team.

An all-inclusive free Hello payment account

It’s the core of our mobile banking life. Check and use it online, for all your daily transactions (deposits, transfers, debits).

It’s free. No account management fees, no fees for transactions in euros to/from the European Economic Area (EEA)*, Monaco and San Marino, no fees for payments and withdrawals in euros by debit card in the EEA*.

*EEA: the Member States of the European Union (EU) + Norway, Iceland and Liechtenstein.

A card that fits your life

  • Pay and withdraw money worldwide
    in complete safety, of course…
  • Contactless payment without having to enter your PIN code
    for purchases of less than €50, or if the sum of consecutive payments without a PIN code does not reach €100.
  • Pay with your smartphone or smartwatch
    by linking your debit card to Apple Pay, Google Pay, Fitbit Pay, Garmin Pay or via Payconiq by Bancontact.
  • Pay online, in restaurants and even at motorway toll booths
  • Adjust your debit card settings yourself
    Updated directly via the Hello bank! app.

I’m opening my payment account

stopCard logo

Lost, stolen? Don’t panic. Call the Card Stop service immediately on +32 (0) 78/170 170 to avoid any abuse. Card Stop is available 24/7. You’ll need to notify the loss or theft to the police within 24hrs, then contact your Hello team who will ensure your card is replaced (+32 (0) 2/433 41 45).