The Hello4You payment account

A free payment account for those under 28, completely mobile, and its debit card to use everywhere.

In brief, what is it?

Specially designed for 18-27 year olds who want to manage their accounts.
A debit card for purchases and withdrawals.

The Hello bank! app to move your money wherever you are.

A free Hello4You payment account (maximum one personal payment account and one joint payment account per client).
A free debit card per cardholder and per account.
Free access to the Hello bank! app to manage your money even while staying mobile.
Free tips from the Hello team and personal advice in the BNP Paribas Fortis branches.

Understand it all at a glance

	Debit card	Credit card
Pay online	*	*
Pay abroad	*
Cash withdrawal in euro
Cash withdrawal in other currency	*
Deferred repayments
Amount available defined in advance by you
Link with the Google Pay app to pay without card or cash
	Join Hello	More info

Warning: certain transaction costs may apply. For more information, consult our list of fees.

* You can disable this option via the Hello bank! app or by asking the Hello team.

Download Documents

In detail, it’s…

A €625 limit per transaction and per day at the cash dispenser (€1.250 maximum per week) and €2.500 per week in shops with the debit card.

In case of loss or theft, your debit card will be replaced free of charge the first time.
Subsequently, each replacement card will cost €10.

Contactless payments

You can make contactless payments in Belgium and abroad if your debit card bears the logo. Hold your card in front of the payment terminal, which bears the same logo, and it’s done.

No need for PIN codes for payments up to €25 (above that amount your PIN is required).
Once all the payments add up to €50, you’ll also need your PIN code. For security reasons, you will be asked to insert your debit card in the terminal and to enter your PIN code. You can then continue to use your card without entering your PIN code.

And when you turn 28, what then?

It’s time to burn all your Batman t-shirts and adopt a new lifestyle!

Jokes aside, when you blow your 28 candles, your Hello4You payment account will convert to a banking option that best fits your habits, needs and wishes.

Hello bank! will give you at least two months’ notice, and of course, you’ll be able to opt for a banking option that you prefer.

If you’ve subscribed to a joint Hello4You payment account, it’s converted when the youngest cardholder turns 28.

Lost, stolen? Don’t panic. Call the Card Stop service immediately on +32 (0) 78/170 170 to avoid any abuse. Card Stop is available 24/7. You’ll need to notify the loss or theft to the police within 24hrs, then contact your Hello team who will ensure your card is replaced (+32 (0) 2/433 41 45).