Pay with Payconiq by Bancontact

What’s Payconiq by Bancontact?

This application allows you to repay your friends, have them pay you back (after a meal out, a drink, for a joint gift...), pay online or in shops without having to use cash or your debit card.

Activate this service by linking your debit card and payment account to Payconiq by Bancontact.

Paying with Payconiq by Bancontact

Online, in e-shops or apps

Choose the Payconiq by Bancontact payment method once you’ve made your purchases on your smartphone or tablet. The app opens, you enter your PIN code and bingo, it’s done. You can now track your package!

Shopping on your laptop or computer? Choose Payconiq by Bancontact when paying your purchases, grab your smartphone and scan the QR code that pops up on screen using the Payconiq by Bancontact app. Check the data, confirm with your PIN code and you’re done!

In shops

Wherever you see the Payconiq by Bancontact logo!

  • Using the QR code: scan the QR code, confirm with your PIN code and as soon as you hear the beep, the transaction has been approved.
  • Via geolocalisation: select your shop from the proposed list in the application, enter the amount and confirm your payment using your PIN code.
  • Contactless: via the “Tap & Pay” function on your Android* smartphone.

*Only for the Android 5 version and above, with NFC chip.

Among friends and family

You’re sitting next to the person you have to pay back or who has to pay you back?
You both open the Payconiq by Bancontact app. The person who has to receive money, creates a QR code that the other person scans and confirms the transfer by typing the PIN code. And off you both go.

You’re not in the same room as the person you have to pay or vice versa?
Click on “Contacts” in the Payconiq by Bancontact app and look for the person you want to pay via their telephone number or email address. You don’t even need to know their account number! Obviously, for this to work, the person must have linked their account to the Payconiq by Bancontact app!

To pay a bill

Bills with a QR code and the Payconiq by Bancontact logo (Proximus or Eni for example) are now easier to pay than ever before. Scan the QR code using the Payconiq by Bancontact app, check the amount and confirm with your PIN code.


Easy, quick and secure

Payconiq by Bancontact ensures that all your transactions are 100% secure. You validate all transactions using your PIN code. It’s quick, super easy and your transaction limit is of €2500 per week.


The device on which your Payconiq by Bancontact application is installed is lost or stolen? Call Card Stop on 078/170 170 to block the app.
Important: cards stored in the application are not automatically blocked.

Available with the free payment account

These innovative payment systems are all included in Hello bank!’s payment accounts. Genuinely all-in and completely free of charge.

I open my free payment account


  • Up to 2 free debit cards.
  • You can check your balance and transactions via the Hello bank! app. 
  • The Hello Team is on hand to help when you need it.



The service to use the Payconiq by Bancontact app from your bank account is provided by Payconiq International nv. It has its registered office at 9-11 rue Joseph Junck, L-1839 Luxembourg (Grand Duchy of Luxembourg) and is entered in the Luxemburg Trade and Companies Register under no. B169621.
Terms & Conditions Payconiq International

The service to use the Payconiq by Bancontact app with your Bancontact card is provided by Bancontact Payconiq Company SA / NV, a Belgian registered company, under No. 0675 984 882 RPR/RPM Brussels with its registered headquarters located at Aarlenstraat 82, 1040 Brussels.
Terms & Conditions Payconiq by Bancontact