What is the impact on my return when I transfer my savings from one regulated savings account to another?
The amount you transfer immediately benefits from the basic rate offered by the savings account into which you deposit the money.
To receive the loyalty bonus, an amount must remain in the account for 12 consecutive months.
- In case of 1° a transfer between two regulated savings accounts with BNP Paribas Fortis SA/NV (i.e. without going through a payment account) opened in the name of the same holder(s), 2° other than by virtue of a standing order, 3° for a minimum amount of €500 and 4° provided that the holder(s) has/have not already made three such transfers from the same savings account during the same calendar year: the period of constitution of the loyalty bonus already constituted but not yet acquired from the savings account from which this amount is transferred to the other account. The loyalty bonus will be calculated based on the loyalty bonus rate for the savings account from and into which the amount was transferred, in proportion to the time that this amount remained in each account.
- In all other cases: the accrual period of the loyalty bonus already built up for this amount is lost. It resumes on the date of deposit into the account to which you are transferring the amount, based on the interest rate of the loyalty bonus for this savings account.
I no longer find information about the Hello4You Savings Account, why?
In an aim to simplify the Hello bank! and BNP Paribas Fortis savings account range, it is no longer possible to open a Hello4You Savings account. Accounts that have already been opened will be converted into Savings accounts (regulated savings accounts) in January 2023. More information >
Would you like to save? Discover the Savings account.
When exactly will I receive the interests of my savings account?
The base rate is paid once every year on January 1st. Your fidelity premium is paid every quarter on January 1st, April 1st, July 1st and October 1st.
Where can I check the total amount of the interest received?
Interests are paid onto your savings account and may be consulted in the history section of your operations and in your bank statements.
Is my money safe at Hello bank!?
Yes, no worries. Your deposits are guaranteed in accordance with Belgian law. The Protection Fund for Deposits and Financial Instruments protects the money that you save in a Belgian bank (check the information sheet on the protection of deposits, which is available here). Banks are legally obliged to subscribe to this Fund. In case that the bank goes bankrupt, the Fund will reimburse deposits up to €100.000 per person.